Experts predict a shift that could unlock big opportunities for locals. If you’ve been waiting to buy or sell in Bluffton, this is your update.

Is the housing market finally making a comeback in 2026? After years of high mortgage rates, low home inventory, and tight budgets, many people are wondering if now is the right time to make a move. The good news? Experts say that 2026 may finally bring the break buyers and sellers have been waiting for. 

Here's what you need to know if you're thinking about jumping back into the market this year.

Mortgage rates could finally drop. In the past few years, mortgage rates were up around 7%. That made it hard for many people to afford a monthly payment. But this year, rates are expected to decline slowly. They might even fall into the low 6s or high 5s. Even a small drop can save you a lot of money every month. That means homes could become more affordable for more people.

Home prices are rising slowly, not crashing. Some people worry that home prices might crash, but the experts don’t think so. In 2026, prices are expected to rise, but not as fast as before. That’s actually good news. If you're buying, you won’t face large price jumps. If you’re selling, your home should still keep its value. It’s a win for both sides.

“That means homes could become more affordable for more people.”

More homes could be for sale this year. Another big change is that more people are planning to sell their homes in 2026. Why? Because rates are dropping and prices are stable, it is a good time to make a move. Some people need more space, others are retiring or moving closer to work or family. That means more homes on the market, more choices for buyers, and more chances to find the perfect place.

So, is 2026 your year to buy or sell a home? If you've been waiting for the right time, this could be it. With better affordability, steadier prices, and more homes for sale, the market is finally starting to move again. Want help figuring out your next step in Bluffton or beyond? Call or text us at (843) 481-2225 or email info@thepeircegroup.com. We’ll help you make a smart move in 2026.