More sellers are offering help with closing costs and repairs. Here’s how to ask and what to expect.

Are you planning to buy a home in Bluffton? The good news is that this might be one of the best times to ask for help from sellers. More sellers and builders are offering special deals to make buying easier, which can help you save money when you buy a house.

Let me break down what concessions and incentives mean, how they work, and how they can help you:

A concession is when the seller gives up something to help make the deal happen. For example, they might pay for a repair or cover part of your closing costs, while an incentive is something the seller or builder offers upfront to attract buyers. That might be a free upgrade, a lower interest rate, or even new appliances.

Both concessions and incentives are ways to make a home more affordable and appealing to buyers.

Here are a few examples of what you might get when buying a home in Bluffton:

• Help with closing costs - Sellers might pay a portion of your fees when you buy.

• Mortgage rate buy-downs - Builders sometimes help lower your interest rate for the first few years.

• Discounts or price drops - Some sellers lower the price to make their home stand out.

• Upgrades or warranties - You might get new appliances or a home warranty included.

• Repair credits - Sellers can offer money to fix small issues found during inspections.

“Both concessions and incentives are ways to make a home more affordable and appealing to buyers.”

So, why are sellers offering concessions?

First, more homes are for sale now, which gives buyers more choices. Sellers need to compete, so they offer deals to stand out.

Second, home prices are still higher than a few years ago, so even small incentives can make buyers feel better about the purchase. In fact, nearly half of sellers across the country offered concessions earlier this year, and Bluffton is no different.

If you’re buying in Bluffton, this is your chance to ask for more. Builders are offering great incentives, and many home sellers are open to paying part of your costs. Every deal is different, so it’s important to work with a local agent who knows what’s common in Bluffton right now.

Are you ready to explore more options? Contact me at (843) 481-2225 or email me at info@thepeircegroup.com, and let’s look at what’s available locally for you and figure out where you can save the most.